Life insurance can bring peace of mind like no other investment. You can rest easy knowing your family is taken care of in the case of your eventual death. What’s more, it also offers you financial coverage for different stages of your life (dream home, retirement, children’s education etc.), provides a steady income for your post-retirement life and other benefits such as loan redemption, tax savings etc.

While life insurance is a useful financial planning tool, not all life insurance plans are created equal. While investing in one, it is important to account for all possibilities. After all, a lot can happen during your lifetime itself. Many unforeseen developments can affect your ability to live a full life and be a dependable provider for your family. Take, for example, a disability or a major illness that can burn a hole in your pocket.

Base plans often do not cover all the incidences that may injure or harm you, and it’s why they seem ‘incomplete’. Opting for riders over and above your base plan can help you tide over any sudden unexpected expenses. Take a look at the comparison between an ‘aadha’ plan and a #PooraPlan:

With Kotak Life Insurance, you can get complete protection by opting for its riders and making it a #PooraPlan. Its Critical Illness Rider covers 37 major illnesses, including cancer, brain tumour, Alzheimer’s Disease etc. while the Permanent Disability Rider insures against accidental disability. You can either opt to buy a complete insurance with these riders or, if you’re an existing policy holder, add them to your base plan at the time of any policy anniversary. Both riders offer flexibility in the payment of premiums, can aid you in getting proper treatment and care and even act as income replacement. Watch Subbu explain the importance of a #PooraPlan in the video below:

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Having a life insurance plan without riders is like having a pizza without cheese or driving a car that has no airbags. If you take great care to insure your house, car or phone, why not insure your life completely too? Kotak Life urges you to buy a #PooraPlan that covers death, disability and critical illness. To know more, click here.

This is a partnered post.