On the agenda

Mumbai weekend cultural calendar: A Blues Festival, Traveller Meetup, and more

There's a lot happening in the nation's commercial capital over the next three days.

FRIDAY, FEBRUARY 12
FOOD Navi Mumbai Food Festival
The four-day festival will feature food stalls by restaurants such as Sigdi, Urban Spice and West Coast Grill as well as cooking demonstrations of a range of cuisines. The event is free. For more information, see the Facebook event page.
When: Until Sunday, February 14, from 10 am to 10 pm.
Where: Plot No.71, 72 and 73, Sector 11, near K Star Hotel, Belapur.

CULTURE FOOD & DRINK SHOPPING & STYLE Kala Ghoda Arts Festival
The second weekend of the seventeenth edition of the city’s most prominent cultural festival will feature some of the biggest names of the bill. Among the highlights will be cooking demos by celebrity chefs Sanjeev Kapoor and Maria Goretti, music concerts by electro-folk fusion act Karsh Kale and Hindi film actor and singer Ayushmann Khurrana and an Indian classical dance recital by bharatanatyam exponent and actor Shobana. The events are free; entry is on a first come, first served basis. See here for the complete schedule and here for our picks of events this weekend.
When: Until Sunday, February 14, from 10.30 am.
Where: Multiple venues across Kala Ghoda, Churchgate and Fort.

SHOPPING & STYLE Sale at Good Earth
The home furnishing and clothing store will offer discounts of up to 50% on its range of linen, home décor items, crockery, wellness products and clothes.
When: Until Monday, February 15, from 11 am to 8 pm.
Where: Raghuvanshi Mills, Senapati Bapat Marg, Lower Parel. Tel: 022 2495 1954. BEST Marg, opposite Taj Mahal Hotel, Colaba. Tel: 022 2202 1030. Juhu Tara Road, opposite the JW Marriott Hotel, Juhu. Tel: 022 2611 2481.

BOOKS TALKS Stephen Alter at Godrej India Culture Lab
The American writer, who was born and raised in India, will deliver a talk titled "Nature’s Narratives: Writing Outdoors in India". There is no entry fee. To attend, email indiaculturelab@godrejinds.com. See here for more information.
When: Friday, February 12 at 5 pm.
Where: Godrej One, Auditorium, First floor, Pirojshanagar, Vikhroli (East).

THEATRE Parindon ki Mehfil at Prithvi Theatre
Directed by Heeba Shah and based on a twelfth-century Persian poem Mantaq-ut-Tayr by Fariduddin Attar, this Hindustani play is an allegory on human weaknesses told through the antics of a group of birds. Tickets priced at Rs 300 per head are being sold on Bookmyshow.com.
When: Friday, February 12 at 6 pm and 9 pm.
Where: Prithvi Theatre, Janki Kutir, Juhu Church Road, Juhu. Tel: 022 2614 9546.

MUSIC Shishir Sangeet Mahotsav at Bhavan’s College Campus
The sixth edition of this three-day Indian classical music festival organised by Bhavan’s Cultural Centre will include performances by five Hindustani classical musicians. Friday will feature vocalist Kaushiki Chakraborty and sitar player Nayan Ghosh; Saturday will feature singer Devaki Pandit and santoor player Rahul Sharma; and Sunday will feature flautist Hariprasad Chaurasia. Trichur Brothers, the Carnatic classical duo of vocalists Srikrishna and Ramkumar Mohan, will also perform on Sunday. Free passes can be collected from the centre’s office between 10 am and 6 pm; call to check for availability.
When: Friday, February 12, Saturday, February 13 and Sunday, February 14, from 6.45 pm on all three days.
Where: Sardar Patel Sabhagriha, Bhavan’s College Campus, Munshi Nagar, Andheri (West). Tel: 022 6528 0107.

THEATRE Juliet Aur Uska Romeo at Mumbai Marathi Sahitya Sangh
Students of The Drama School, an organisation run by theatre training company Theatre Professionals, will present a Hindi version of Shakespeare’s Romeo and Juliet directed by Aniruddha Khutwad. Passes priced at Rs 200 per head are being sold on Bookmyshow.com.
When: Friday, February 12 to Sunday, February 14, at 7 pm on all three days.
Where: Mumbai Marathi Sahitya Sangh, Dr AN Bhalerao Marg, Charni Road. Tel: 022 2385 6303.

MUSIC Symphony Orchestra of India at the NCPA Jamshed Bhabha Theatre
The Symphony Orchestra of India’s associate music director Zane Dalal will helm this concert of works by Mozart and Beethoven during which Mumbai-born, UK-based pianist Fali Pavri will play Schumann’s piano concerto. Tickets priced at Rs 893, Rs 1,339, Rs 1,786 and Rs 2,232 per head are being sold on Bookmyshow.com.
When: Friday, February 12 at 7 pm.
Where: Jamshed Bhabha Theatre, National Centre for the Performing Arts, Nariman Point. Tel: 022 2282 4567.

TRAVEL TALKS National Geographic Traveller Meetup at Title Waves
The travel magazine’s deputy editor Neha Dara will talk about planning vacations with Yogi Shah, the founder of tour company The Backpacker Co; holiday planner Lisa Sadanah and entrepreneur Munni Hannant. There is no entry fee. For more information, see the Facebook event page.
When: Friday, February 12 at 7.30 pm.
Where: Title Waves, St. Paul’s Media Complex, opposite Duruelo Convent School, 24th Road, off Turner Road, Bandra (West). Tel: 022 2651 0841.

MUSIC Where We At with Paraphoniks + Perfectiming at Bonobo
The inaugural instalment of new gig series Where We At will comprise sets by a pair of electronica duos, Paraphoniks aka Aman Nath and Shatrunjai Rai Dewan from Mumbai, and Perfectiming, made up of city-based producer Sandunes, whose real name is Sanaya Ardheshir, and Kolkata drummer Jivraj "Jiver" Singh. There is no entry fee. See the Facebook event page for more information.
When: Friday, February 12 at 9 pm.
Where: Bonobo, Second Floor, Kenilworth Mall, Phase 2, off Linking Road, behind KFC, Bandra (West). Tel: 022 2605 5050.

COMEDY Stage Forty Twoo at Canvas Laugh Club and Rangsharda Auditorium
After taking a break last week, this month-long comedy and music festival organised by Only Much Louder and also known as Stage42, will return with three shows. However tickets for American pop-rock band Boyce Avenue’s gig at Blue Frog on Friday, February 12 at 10 pm are already sold out. The Running Joke, featuring ten stand-up comedians, will be staged at the Canvas Laugh Club over Friday, February 12 and Saturday, February 13. Rohan Desai, Angad Ranyal, Aravind SA, Adhiraj Singh and Varun Thakur will perform on Friday, from 10.30 pm and Azeem Banatwalla, Aadar Malik, Vikram Poddar, Vaibhav Sethia and Madhavendra Singh on Saturday, from 10.30 pm. Tickets priced at Rs 300 per head per day and at Rs 499 per head for both days are being sold on Insider.in. Lower Your Expectations, made up of sets by comics Abish Mathew, Karunesh Talwar and Vikram Sathaye, will be presented at the Rangsharda auditorium on Saturday, February 13, from 8 pm. Tickets priced at Rs 250 per head are being sold on Insider.in. See here for more information.
When: Friday, February 12 at 10.30 pm and Saturday, February 12 at 8 pm and 10.30 pm.
Where: Canvas Laugh Club, Third Floor, Palladium Mall, High Street Phoenix, Tulsi Pipe Road, Lower Parel. Tel: 022 4348 5000. Rangsharda Auditorium, Hotel Rangsharda, near Lilavati Hospital, KC Marg, Bandra Reclamation, Bandra (West). Tel: 022 2640 1919.

MUSIC Jody Wisternoff at Kitty Su
The British electronic music DJ and producer will play the Andheri nightclub. Tickets, priced at Rs 1,500 (only entry fee) or Rs 3,000 (full cover charge) per couple; at Rs 2,000 (only entry fee) or Rs 3,500 (full cover charge) per head for single men; and at Rs 1,000 (full cover charge) per head for single women, are being sold on Kittysu.com.
When: Friday, February 12 at 10 pm.
Where: Kitty Su, The Lalit, Chhatrapati Shivaji International Airport Road, Andheri (East). Tel: 022 6104 3145.

SATURDAY, FEBRUARY 13
FOOD & DRINK Make In India Specials at the Doolally Taproom
Both the Bandra and Andheri outposts of the craft beer chain will serve four brews created specially for the Make In India Week during the course of the event: an apple cider made with apples from Himachal Pradesh, a honey mead made with honey from the Sunderbans, a coffee porter made with coffee beans from Kerala and a mango cider made with mangoes from Gujarat. Until stocks last.
When: Saturday, February 13 to Wednesday, February 17, from 7 am to 1.30 am.
Where: The Doolally Taproom, Shop No.5/6, Geleki, ONGC Colony, Bandra Reclamation, Bandra (West). Tel: 99693 60726. Also at: C18-21, Dalia Industrial Estate, New Link Road, Andheri (West). Tel: 99671 02143.

MUSIC Chinese Man at Blue Frog

French trip hop trio Chinese Man will play a DJ set at this gig organised to promote The Lost Party music festival, which will be held by Salter Lake in Lonavala at the end of the month. The entry fee is Rs 700 per head. See the Facebook event page for more information.

When: Friday, February 12 at 10 pm.

Where: Blue Frog, Mathuradas Mills Compound, Tulsi Pipe Road, Lower Parel. Tel: 022 6158 6158.

BOOKS WORKSHOPS Emily Hennessey at the British Council
British professional storyteller Emily Hennessey will conduct a two-hour workshop on storytelling. There is no entry fee.
When: Saturday, February 13 at 10 am.
Where: British Council, One IndiaBulls Centre, Tower 1, Ninth Floor, Senapati Bapat Marg, Elphinstone Road. Tel: 022 6748 6748.

DESIGN Mumbai Design Trail in Mumbai and Alibaug
The trail, which will showcase noteworthy design practices, is part of India Design Forum, one of the highlights of the Make In India Week. See here for details and here to register as a visitor.
When: Saturday, February 13 to Tuesday, February 16.
Where: Mumbai and Alibaug.

FOOD WORKSHOPS The Dessert Cart at Sanctum
Shradha Agarwalla, who runs the catering service The Dessert Cart, will conduct a three-hour baking workshop at which participants will be taught to make Valentine’s Day treats such as seven-layer cookie dough hearts. The class is priced at Rs 1,500 per head. To register, call 022 2649 5775 or email events@sanctumstore.com. See here for more information.
When: Saturday, February 13 at 10.30 am.
Where: Sanctum, Vasant House, 19th Road, off Khar Danda, Khar (West). Tel: 022 2649 5775.

SHOPPING & STYLE Bazaar and Bling at Candies
This day-long exhibition will feature stalls selling clothes, fashion accessories, stationery and home décor items. See the Facebook event page for more information.
When: Saturday, February 13, from 11 am to 8 pm.
Where: Candies, Mac Ronells, 5AA Pali Hill, near Learner’s Academy, Bandra (West). Tel: 022 2642 4124.

SHOPPING & STYLE The Vintage Garden at Patkar Bungalow
Clothing label Crow, condiment makers Mamakutti and stationery brand Design by Nasha will be among the indie labels available at this two-day pop-up exhibition. See the Facebook event page for more information.
When: Saturday, February 13 and Sunday, February 14, from 11 am to 8 pm.
Where: The Vintage Garden, Patkar Bungalow, 34D Turner Road, Bandra (West). Tel: 022 2640 2004.

CULTURE Ballard Estate Festival
The south Mumbai business district of Ballard Estate will turn into an entertainment zone with food and shopping stalls and cultural shows every Saturday and Sunday until the end of May during this four month-long festival organised by the Mumbai Port Trust. This weekend, the events will include music gigs by city-based veteran alternative rock band Indus Creed, who will perform on Saturday, February 13 at 7.30pm and Delhi singer-songwriter Prateek Kuhad, who will play the festival on Sunday, February 14 at 7.30pm. Tickets priced at Rs 150 per head per day and at Rs 300 per head for both days are being sold on Insider.in. See the festival’s Facebook page for more information.
When: Saturday, February 13 and Sunday, February 14, from 2 pm.
Where: N. Morarji Road, Ballard Estate, Fort.

WALKS Strolling Saturday at Worli Koliwada
Tour company Beyond Bombay will conduct this walk, which is exclusively for women, through the neighbourhood of Worli Koliwada. The event is free. For more information, see the Facebook event page.
When: Saturday, February 13 at 3.45 pm.
Where: The walk will begin at the INS Trata gate at the northern end of Worli Sea Face.

FILM The Wedding Album at Prithvi Theatre
Directed by Lillete Dubey and written by Girish Karnad, this play, in English, is about the anxieties and secrets that lurk beneath the normal veneer of an average middle-class family. Tickets priced at Rs 500 per head are being sold on Bookmyshow.com.
When: Saturday, Friday 13 at 6 pm and 9 pm.
Where: Prithvi Theatre, Janki Kutir, Juhu Church Road, Juhu. Tel: 022 2614 9546.

FILM Womanhood – The Battle To Be Thyself at Liberty Cinema
Arts organisation Osian’s will hold a three month-long women-centric film festival, the first part of which, entitled "Girlhood ‒ Coming of Age", starts this weekend with a retrospective of movies by Swedish filmmaker Ingmar Bergman. For updates on the schedule, check the Osian’s Facebook page. For more information on the festival, see here.
When: The festival will open on Saturday, February 13 at 6 pm.
Where: Liberty Cinema, Marine Lines, opposite Bombay Hospital. Tel: 022 2202 4521.

MUSIC Bhajan and Abhay Rustum Sopori at Nehru Centre Complex
Cultural organisation Udayan will present this duet by the father-and-son pair of santoor players Bhajan Sopori and Abhay Rustum Sopori. Donor passes priced at Rs 200 per head are being sold on Bookmyshow.com.
When: Saturday, February 13 at 6.30 pm.
Where: Hall of Culture, Discovery of India building, Nehru Centre Complex, off Dr Annie Besant Road, Worli. Tel: 022 2496 4680.

MUSIC Mahindra Blues Festival at Mehboob Studios
The sixth edition of the annual music festival will feature, on Saturday, February 13, performances by Shillong blues-bock rand Soulmate (on Stage 1 at 6.30 pm), the Heritage Blues Orchestra from the US (on Stage 1 at 7.45 pm) and American blues vocalist and guitarist Keb’ Mo’ (on Stage 3 at 10 pm). On Sunday, February 14, there will be sets by Scottish blues-rock group King King (on Stage 1 at 6 pm), blues-rock singer-songwriter Malina Moye (on Stage 1 at 7.30 pm) and British soul singer Joss Stone (on Stage 3 at 10 pm). The winners of the Mahindra Blues Band Hunt competition, the Bhopal blues-rock quartet Lal and the People will play both days (in the garden area at 9.15 pm). Tickets priced at Rs 2,500 per head per day and at Rs 4,000 per head for both days are being sold on Bookmyshow.com. See here for more information.
When: Saturday, February 13 and Sunday, February 14, from 6.30 pm.
Where: Mehboob Studios, 100 Hill Road, Bandra (West).

TALKS Ratan Parimoo at the Dr. Bhau Daji Lad Museum
Art historian Ratan Parimoo will deliver a lecture titled Ayodhya Kanda: Pahari School Ramayana Drawings (c. 1790 0 1800 AD): Parallels between Painting and Film Language.
When: Saturday, February 13 at 6.30 pm.
Where: Dr Bhau Daji Lad Museum, Rani Baug, Dr. B. R. Ambedkar Road, Byculla. Tel: 022 2373 1234.

MUSIC Grzly Adams at Khar Social
The German hip hop DJ will play a set. There is no entry fee for the gig, which is part of the inaugural instalment of the Khar bar’s SkateSocial series of events that will give the city’s skateboarders an opportunity to showcase their skills. See the Facebook event page for more information.
When: Saturday, February 13 at 10 pm.
Where: Social, Rohan Plaza, 5th Road, near Ramee Guest Line Hotel, SV Road, Khar. Tel: 022 6522 6324.

SUNDAY, FEBRUARY 14
MUSIC Spiritual Morning with Parveen Sultana at the Gateway of India
Hindustani classical vocalist Parveen Sultana will perform at Spiritual Morning, the series of dawn-time concerts organised by music events company Pancham Nishad at the Gateway of India. Free passes can be collected from Rhythm House in Kala Ghoda (022 4322 2727) and Maharashtra Watch Co. in Dadar West (022 2422 3011); call the stores to check for availability.
When: Sunday, February 14 at 6.30 am.
Where: Gateway of India, Apollo Bunder.

ART SHOPPING & STYLE Chandarvo at Artisans’ Centre
An exhibition of chandarvo, also known as mata-ni-pachedi, by Gujarati artist Jagdish Chitara. Mata-ni-pachedi is the practice of painting cloths with images of the mother goddess native to the Vaghari community of Gujarat. Chitara’s book Cloth of the Mother Goddess, published by Tara Books, will be launched at noon.
When: Sunday, February 14 to Saturday, February 20, from 11 am to 7 pm.
Where: Artisans’ Centre, VB Gandhi Marg, near Rhythm House, Kala Ghoda. Tel: 022 2267 3040.

EXHIBITIONS Make in India Week at MMRDA Grounds
The event, organised by the central and state governments to promote investment in Maharashtra, will showcase products and technology from the country’s major industries. For details and for a list of ancillary cultural events, see here.
When: The event is open to the general public from Sunday, February 14 to Wednesday, February 17, from noon to 5 pm and on Thursday, February 18, from noon to 3 pm.
Where: MMRDA Grounds, Bandra-Kurla Complex.

WALKS Art Walk for Lovebirds in Kala Ghoda
Tour organisers SeekSherpa will conduct a walk around Fort and Kala Ghoda that will cover the Asiatic Library, Jehangir Art Gallery, Delhi Art Gallery and the Kennseth Eliyahoo Synagogue to mark Valentine’s Day. Tickets for the walk, which is priced at Rs 800 per head, are being sold here.
When: Sunday, February 4 at 4 pm.
Where: The walk begins at the Asiatic Society stairs.

TALKS THEATRE Vijay Kenkre at the Dr Bhau Daji Lad Museum
Marathi theatre director Vijay Kenkre will speak about his artistic process at this discussion titled "The Creative Triangle of Theatre". The talk, which is part of arts organisation Junoon’s Mumbai Local series of events, is free.
When: Sunday, February 14 at 5 pm.
Where: Dr Bhau Daji Lad Museum, Rani Baug, Dr BR Ambedkar Road, Byculla. Tel: 022 2373 1234.

MUSIC Lucky Ali at Phoenix MarketCity Kurla
The Indi-pop singer-songwriter will perform a concert of his greatest hits from the ‘90s and noughties. Tickets priced at Rs 837 and Rs 1,674 are being sold on Bookmyshow.com.
When: Sunday, February 14 at 7.30 pm.
Where: Phoenix MarketCity, Dublin Square, Level One, LBS Marg, Kurla (West).

THEATRE Adhe Adhure at Prithvi Theatre
Lillete Dubey directs and acts in this English version of Mohan Rakesh’s classic Adhe Adhure alongside Mohan Agashe, Ira Dubey, Rajeev Siddhartha and Anuschka Sawhney. The play tells the story of Savitri, a woman bogged down by an unemployed son, a rebellious daughter and an unsatisfactory marriage, who seeks meaning in relationships with other men. Tickets priced at Rs 500 per head are being sold on Bookmyshow.com.
When: Sunday, February 14 at 8 pm.
Where: Prithvi Theatre, Janki Kutir, Juhu Church Road, Juhu. Tel: 022 2614 9546.

MUSIC Unplugged Jam Session at Boveda
Members of three city-based acts, metal band Zygnema, alternative rock group Blakc and Hindi progressive rock outfit Coshish, will participate in an unplugged jam session. There is no entry fee.
When: Sunday, February 14 at 8.30 pm.
Where: Boveda, G04, Morya Landmark One, off New Link Road, behind Mainland China, near Infiniti Mall, Andheri (West). Tel: 022 6708 0859.

MUSIC Valentine’s Jam with Su Real + Sid Vashi at Todi Mill Social
Electronic music DJs and producers Su Real aka Suhrid Manchanda from Delhi and Sid Vashi from Mumbai will each play sets of love songs at this Valentine’s Day gig organised by dating app Truly Madly. There is no entry fee. See the Facebook event page for more information.
When: Sunday, February 14 at 9 pm.
Where: Todi Mill Social, #242, near Viva Centre and Cafe Zoe, Mathuradas Mill Compound, Lower Parel. Tel: 022 6511 0361.

ONGOING
ART After Midnight: Indian Modernism to Contemporary India, 1947/1997 at the Dr Bhau Daji Lad Museum
Curated by gallerist Arshiya Lokhandwala, the exhibition features works of art produced after 1997, the fiftieth anniversary of Indian independence. Tickets for Indians are priced at Rs 10 per head for adults and Rs 5 per head for children below the age of 13, and tickets for foreigners are priced at Rs 100 per head for adults and Rs 50 per head for children below the age of 13.
When: Until Sunday, March 6. Open Thursday to Tuesday, from 10 am to 5.30 pm; Wednesday, closed.
Where: Dr Bhau Daji Lad Museum, Rani Baug, Dr BR Ambedkar Road, Byculla. Tel: 022 2373 1234.

ART Jitish Kallat at Jehangir Nicholson Art Foundation
Artist Jitish Kallat’s show, Covering Letter, which is on display concurrently with Sightings, his show at Chemould Prescott Road, is a set of works based on a letter Gandhi wrote to Hitler in 1939 requesting him to rethink his violent campaign.
When: Until Sunday, February 28. Open daily, from 10.15 am to 6 pm.
Where: Jehangir Nicholson Art Foundation, Chhatrapati Shivaji Maharaj Vastu Sangrahalaya, MG Road, Kala Ghoda. Tel: 022 2284 4484.

MUSEUM EXHIBITION Tabiyat at the Chhatrapati Shivaji Maharaj Vastu Sangrahalaya
Organised by the Chhatrapati Shivaji Maharaj Vastu Sangrahalaya, the British Council and the Wellcome Collection UK, this exhibition of artworks and objects related to medical practice and health in the subcontinent is capsule of Indian medical history. Most of the exhibits are from the Wellcome Collection, a museum in London run by the medical research charity Wellcome Trust. See here for details. Tickets are priced at Rs 70 per head for visitors above the age of 12, Rs 20 per head for children between the ages of five and 12 and Rs 300 per head for foreign nationals above the age of 12.
When: Until Monday, March 28. Open Tuesday to Sunday, from 10.15 am to 6 pm; Monday, closed.
Where: Premchand Roychand Gallery, Chhatrapati Shivaji Maharaj Vastu Sangrahalaya, Mahatma Gandhi Road, Kala Ghoda. Tel: 022 2284 4484.

ART Jitish Kallat at Chemould Prescott Road
Sightings, the artist’s second solo show currently on display, is a series of drawings, video installations, sculpture and photographic works that deal with “themes of time, sustenance, sleep, along with an interplay of scales and proximities, and evocations of the celestial”.
When: Until Thursday, February 25. Open Monday to Saturday, from 11 am to 7 pm; Sunday, closed.
Where: Chemould Prescott Road, Queens Mansion, Third Floor, G Talwatkar Marg, near Cathedral School, Fort. Tel: 022 2200 0211.

ART Prajakta Potnis at Project 88
When the Wind Blows, Prajakta Potnis’s solo show, is a series of photographs and drawings in which kitchen appliances such as freezers, mixers and chopping boards are represented as components of fantastic landscapes.
When: Until Saturday, February 27. Open Tuesday to Saturday, from 11 am to 7 pm; Sunday and Monday, closed.
Where: Project 88, BMP Building, Narayan A Sawant Marg, near Colaba Fire Station, Colaba. Tel: 022 2281 0066.

ART Sahej Rahal at Chatterjee & Lal
Photographs and drawings of performance artist Sahej Rahaj enacting made-up Jedi-like characters in places such as Vasai Fort, the rock garden in Chandigarh, Rome and Sodoshima Island in Japan make up his new solo show Adversary.
When: Until Saturday, February 20. Open Tuesday to Saturday, from 11 am to 7 pm; Sunday and Monday, closed.
Where: Chatterjee & Lal, 01/18 Kamal Mansion, First Floor, Arthur Bunder Road, Colaba. Tel: 022 2202 3787.

ART Thinking Tantra at Jhaveri Contemporary
A group show of works that refer to the Hindu practice of tantra by 16 Indian and international artists such as Prabhakar Barwe, Biren De, Alexander Gorlizki, Prafulla Mohanti, Jean-Luc Moulene and Jagdish Swaminathan.
When: Until Saturday, March 5. Open Tuesday to Saturday, from 11 am to 6 pm; Sunday and Monday, closed.
Where: Jhaveri Contemporary, 2, Krishna Niwas, 58A Walkeshwar Road. Tel: 022 2369 3639.

MUSEUM EXHIBITION The State of Architecture at the National Gallery of Modern Art
Curated by architect Rahul Mehrotra, art curator Ranjit Hoskote and writer and lecturer Kaiwan Mehta and organised by the Urban Design Research Institute, this exhibition explores contemporary Indian architecture as well as the history of architectural practice in the country. See here for details. The show is supplemented by a series of talks as well as satellite shows at various venues. For the complete schedule, visit Stateofarchitecture.in. Tickets priced at Rs 20 per head for Indians and Rs 500 per head for foreign nationals. There is no entry fee for kids studying in school up to class 12.
When: Until Sunday, March 20. Open Tuesday to Sunday, from 11 am to 6 pm; Monday, closed.
Where: National Gallery of Modern Art, Madame Cama Road, Kala Ghoda. Tel: 022 2288 1969.

PHOTOGRAPHY Pablo Bartholomew at Sakshi Gallery
Photographer Pablo Bartholomew’s new exhibition 60/60 comprises portraits of artists, writers, filmmakers and poets he shot in the 1970s and ‘80s. For more details, see here.
When: Until Saturday, February 20. Open Monday to Saturday, from 11 am to 6 pm; Sunday, closed.
Where: Sakshi Gallery, 6/19, Second Floor, Grants Building, Arthur Bunder Road, Colaba. Tel: 022 6610 3424.

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Want to retire at 45? Make your money work for you

Common sense and some discipline are all you need.

Dreaming of writing that book or taking that cruise when you hit your 40s? Well, this dream need not be unrealistic.

All it takes is simple math and the foresight to do some smart financial planning when you are still young. If you start early and get into the discipline of cutting down on unnecessary expenditure, using that money to invest systematically, you can build wealth that sets you free to tick those items off your bucket list sooner than later.

A quick look at how much you spend on indulgences will give you an idea of how much you can save and invest. For example, if you spend, say Rs. 1,000 on movie watching per week, this amount compounded over 10 years means you would have spent around Rs 7,52,000 on just movies! You can try this calculation for yourself. Think of any weekly or monthly expense you regularly make. Now use this calculator to understand how much these expenses will pile up overtime with the current rate of inflation.

Now imagine how this money could have grown at the end of 10 years and overcome the inflation effect if you had instead invested a part of it somewhere!

It is no rocket science

The fact is that financial planning is simpler than we imagine it to be. Some simple common sense and a clear prioritization of life’s goals is all you need:

  1. Set goals and work backwards: Everything starts with what you want. So, what are your goals? Are they short-term (like buying a car), medium-term (buying a house) or long-term (comfortable living post-retirement). Most of us have goals that come under all the three categories. So, our financial plans should reflect that. Buying a house, for example, would mean saving up enough money for up-front payment and ensuring you have a regular source of income for EMI payment for a period of at least 15-20 years. Buying a car on the other hand might just involve having a steady stream of income to pay off the car loan.
  2. Save first, spend later: Many of us make the mistake of putting what is left, after all our expenses have been met, in the savings kitty. But the reverse will have more benefits in the long run. This means, putting aside a little savings, right at the beginning of the month in the investment option that works best for you. You can then use the balance to spend on your expenditures. This discipline ensures that come what may, you remain on track with your saving goals.
  3. Don’t flaunt money, but use it to create more: When you are young and get your first jobit is tempting to spend on a great lifestyle. But as we’ve discussed, even the small indulgences add up to a serious amount of cash over time. Instead, by regulating indulgences now and investing the rest of your money, you can actually become wealthy instead of just seeming to be so.
  4. Set aside emergency funds: When an emergency arises, like sudden hospitalisation or an accident, quick access to money is needed. This means keeping aside some of your money in liquid assets (accessible whenever you want it). It thus makes sense to regularly save a little towards creating this emergency fund in an investment that can be easily liquidated.
  5. Don’t put all your eggs in one basket: This is something any investment adviser will tell you, simply because different investment options come with different benefits and risks and suit different investment horizons. By investing in a variety of instruments or options, you can hedge against possible risks and also meet different goals.

How and Why Mutual Funds work

A mutual fund is a professionally managed investment scheme that pools money collected from investors like you and invests this into a diversified portfolio (an optimal mix) of stocks, bonds and other securities.

As an investor, you buy ‘units’, under a mutual fund scheme. The value of these units (Net Asset Value) fluctuates depending on the market value of the mutual fund’s investments. So, the units can be bought or redeemed as per your needs and based on the value.

As mentioned, the fund is managed by professionals who follow the market closely to make calls on where to invest money. This makes these funds a great option for someone who isn’t financially very savvy but is interested in saving up for the future.

So how is a mutual fund going to help to meet your savings goals? Here’s a quick Q&A helps you understand just that:

  1. How do mutual funds meet my investment needs? Mutual Funds come with a variety of schemes that suit different goals depending on whether they are short-term, medium-term or long-term.
  2. Can I withdraw money whenever I want to? There are several mutual funds that offer liquidity – quick and easy access to your money when you want it. For example, there are liquid mutual funds which do not have any lock in period and you can invest your surplus money even for one day. Based on your goals, you can divide your money between funds with longer term or shorter term benefits.
  3. Does it help save on taxes? Investing in certain types of mutual funds also offers you tax benefits. More specifically, investing in Equity Linked Saving Schemes, which are funds that invest in a diverse portfolio of equities, offers you tax deductions up to Rs. 1.5 lakhs under Section 80C of the Income Tax Act.
  4. Don’t I need a lot of money to invest in MFs? No, you can start small. The returns in terms of percentage is the same irrespective of the amount you invest in. Additionally, the Systematic Investment Plan (SIP) allows you to invest a small amount weekly, monthly or quarterly in a mutual fund. So, you get to control the size and frequency of your investment and make sure you save before you spend.
  5. But aren’t MFs risky? Well many things in life are risky! Mutual funds try to mitigate your risk by investing your money across a variety of securities. You can further hedge risk by investing in 2 to 3 mutual offers that offer different growth stories i.e. a blue-chip fund and a mid-cap fund. Also remember in a mutual fund, your money is being managed by professionals who are constantly following the market.
  6. Don’t I have to wait too long to get back my returns? No! Mutual Funds, because of the variety of options they offer, can give you gains in the short or medium term too.

The essence of mutual funds is that your money is not lying idle, but is dynamically invested and working for you. To know more about how investing in mutual funds really works for you, see here.

Disclaimer: Mutual Fund investments are subject to market risks, read all scheme related documents carefully.

This article was produced by the Scroll marketing team on behalf of Mutual Funds Sahi Hai and not by the Scroll editorial team.