“There were mistakes in my Aadhaar [card], and I was not able to produce my income certificate due to problems beyond my understanding. I gave up on this pension thing,” said Asharfi Begum, resident of Sanathpur village in Uttar Pradesh. However, Begum’s situation is much better now, as she recently started getting Rs 500 per month under the old age pension scheme.

Even though this money is not a lot, it takes cares of her basic needs. Owing to various family problems, illiteracy and fear of documentation work, she was not able to engage in the formalities required for availing the benefits of the scheme. However, with help and guidance from the educated youth of her village, now she has availed the benefit and feels happy and secure. “It is a warm feeling that there is someone who thinks about the elderly like me and [is] ready to help anytime,” she said.

A dependent generation

Elderly people are not just a highly vulnerable section of the society, but they are also the most neglected, starting at the family level. This population is voiceless and disunited. As per 2011 Census, there are 15.44 million elderly in Uttar Pradesh, out of which 12.44 million are living in rural areas. The landholding of rural agrarian families is shrinking, and the youth are migrating in search of employment.

About three-fourths of the elderly are financially dependent on others. Of all the elderly men, 38% are financially dependent, partially or completely, while 84% of the elderly women are dependent. They do not have enough money for their daily needs and health expenses.

As per the 2011 research project, Building Knowledge-base on Population Ageing in India, around 65% of the elderly have some or the other chronic health ailment. So one can understand the financial needs of the elderly towards health.

The life expectancy from the age of 60 years in UP is 15.8 years for men and 18 years for women. This means, on an average, one elderly person would be a state of dependency for these many years. Thus, it is crucial from the planning point of view.

Welfare schemes

After realising the gravitas of the problem, the government started many elderly welfare schemes over the past decade. Provisions such as elderly pension scheme and widow pension scheme give direct monetary benefit to the beneficiaries.

Riyakat Ali was able to get his old age pension with help from the educated youth in the village. Credit: Anand Pande/Village Square

But the elderly in the villages are not aware of the various schemes that can help them and improve their lives. Even if a few of them are aware, there are many hurdles in getting the actual benefits of the well-meaning schemes. Most of the people who are eligible for the benefits of various schemes are unaware of the process involved.

The literacy rate of the elderly in rural UP is 30.7%. They lack the confidence to do the complicated documentation tasks required for getting the benefits of various schemes like the old age pension scheme. Going to district headquarters for documentation related queries or further persuasion is not an easy task for the elderly. There is no help as their children are away or are negligent.

Unfortunately, last-mile hurdles are proving to be a major challenge even for the bureaucracy. They are not able to reach out to deserving beneficiaries due to the overload of work. In many welfare schemes, there is limited enrollment and funds are not utilised optimally.

Youth support

Professionals and educated people of Raipur village in Gyanpur administrative block felt this evident gap. They are industrious people from the same village, who have completed their education and are working in different locations. Relatively better placed than the villagers, they felt a sense of unease when they looked at the elderly, and decided to help.

This group, with the age of its members ranging from 25 years to 45 years, has inspired others, and many are showing interest to get associated with such effort. After understanding that they can help in various ways and many were willing to assist, the group started a not-for-profit organisation called Fundamental Action and Research Foundation, which is run completely by volunteers.

Currently, there are more than 25 schemes and programs for the elderly population in India and most of them are underutilised. Despite the good intention of lawmakers, not much action is seen on ground. But things are changing.

There are many success stories in villages across India, where the youth have struggled to overcome various barriers to achieve great careers and livelihood options. But it is crucial for the development of other rural poor that this well-settled youth use their experience and talent for the guidance of the needy.

“There are many who want to do something good for their community, and this effort [by the Fundamental Action and Research Foundation] is not only inspiring them but also showing them the path of working for the society,” said Anand Pande, one of the founder members, who works in a multinational company in Bengaluru.

The youth are helping the elderly by visiting various offices to complete complicated documentation work, so that the elderly receive the benefits of the schemes. They have plans to look into other such underutilised schemes as well. Their work is also spreading along with volunteer pool, and currently, the work is going on in six villages in Bhadohi district of UP.

This article first appeared on Village Square.